Any type of vehicular accident is a harrowing experience, but an accident that involves a massive 18-wheeler can be especially frightening. After your accident, you might be unsure as to what your next move should be. Keep reading for a few things you need to do after an accident with an 18-wheeler.
1. Call the Insurance Company
Whether the truck driver or you were at fault, you don't have to wait for the insurance company to initiate contact to make a claim. If the truck driver is liable for the accident, call their insurance company as soon as you're physically able to.
Or if you prefer to deal with your own insurance agent or aren't sure who was at fault, you can initiate the claim on your insurance policy. Your insurance agent will then contact the truck driver's insurance to collect on their policy if they're at fault, or they'll file the claim under your policy.
The sooner you contact the insurance company, the quicker you can begin the repair process for your vehicle. It might take a few days to find a body shop, get estimates, and procure replacement parts.
You can also inquire as to what kind of rental coverage the insurance company offers so that you'll have a vehicle to drive while yours is at the repair shop.
2. Contact an Attorney
Contacting an auto accident attorney should be the next item on your to-do list, even if you don't believe you'll need to go to court. An attorney well-versed in trucking regulations and the laws in your state can give you an idea as to what type of settlement to expect. They can also assist you in gathering evidence to prove mental or physical injuries related to the accident or to prove that the truck driver was at fault.
The insurance company for the truck driver may want you to give a statement about the accident. Don't agree to do this until you contact your attorney. What you say to the insurance company can be used against you to minimize the perceived severity of your injuries related to the accident; it's essential to understand what you should and shouldn't say.
3. Avoid Talking About Your Accident on Social Media
After your accident, you may want to keep your loved ones updated about your condition or tell them about your experience. Avoid using social media for accident-related posts, even if you believe that your account is private. It's possible for your posts to be twisted and misconstrued in a manner that damages your ability to receive financial compensation for the accident.Share