Health insurance claims are denied for a number of reasons including a failure to obtain pre-authorization for a test or procedure. Unfortunately, a denial does not help you pay for your test or procedure. You have a right to appeal the decision of the insurance company and possibly reverse the company's decision. If you are planning to appeal, here are some steps to take.  Get Specifics on the Denial Before you file an appeal, you need to know exactly why the insurance company chose to deny your claim.

Real estate attorneys aren't required to complete a real estate transaction -- in fact, you can usually handle most of the documents yourself. But that doesn't mean that they aren't useful and (at times) advised. There are a few situations in which a real estate attorney will greatly help you in ensuring that your real estate transaction moves smoothly. A real estate attorney will not only make sure that you understand the purchase process, but will also be able to head off potential issues.

A contested divorce occurs when the two parties of the marriage are unable to come up with a divorce agreement on their own. This is often the most complex and stressful type of divorce, as you may end up going to trial and letting the judge make all of the decisions for you. While you can work with an attorney, like Lisa J Kleinberg, to try and make this agreement happen, you should be prepared to go to trial if the mediation process breaks down.

One of the most difficult aspects of divorce can be deciding who gets to keep the dog. After all, your dog is a major part of your family and both you and your soon-to-be ex love him. While this decision is rarely an easy one, here are a few guidelines to help you: Consider Shared Custody if You Have Kids If you have children, one good option is to attach your dog's custody to the same arrangement you make for the kids.

Some people think that only those with considerable assets, such as real estate properties, shares, and stocks, need to plan their estate. Well, the reality is that estate planning isn't all about assets or money. For example, writing a will has many benefits that have nothing to do with money at all. Here are three reasons a will still makes sense for those without considerable assets: Caring For Your Kids

After being injured in an accident or due to the neglect of someone else, you can file a personal injury claim and gain an opportunity to be compensated for loss of income, pain and suffering, as well as out-of-pocket expenses that are associated with your injuries. Implement the following tips and tricks to help optimize your personal injury lawyer's success and maximize your chance of being awarded the highest possible level of compensation for your case:

If you are getting a divorce, but your spouse threatens, harasses, abuses, or stalks you, a family law attorney may recommend filing a temporary restraining order, also known as an order of protection. No matter what the order is called in your state, the purpose of a temporary restraining order is to keep your estranged spouse away from you, your children, and even other of your family members, especially if you have been physically and/or emotionally abused.

An on-the-job injury can happen any time, bringing you expensive medical bills and a loss of income by being off work. You'll want to file a worker's compensation claim to protect your income and keep you on your feet financially. There are several reasons why a claim can be denied, so give yourself the best odds of it being approved. Be ready before an injury happens and engage a workers compensation attorney soon after an injury occurs.

Being approved for Social Security Disability Insurance (SSDI) does not mean someone is guaranteed to be eligible for benefits for the remainder of their lives. There are occasions when benefits can be taken away, and not just when someone becomes healthier or stronger. It is important to know what these circumstances may be, because some people may inadvertently lose their benefits without realizing they are at risk. Becoming a Volunteer

Head injuries are devastating; even relatively minor accidents can lead to debilitating injuries and the potential for permanent brain damage. If you are the victim of another person's negligence, you may be able to collect a settlement that will pay for your medical expenses, lost wages, pain and suffering and more. The amounts offered to victims of head injuries can vary greatly depending on many factors, so read on to learn more about how damages for this types of injury are calculated.